/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.container{width:100%}@media (width>=40rem){.container{max-width:40rem}}@media (width>=48rem){.container{max-width:48rem}}@media (width>=64rem){.container{max-width:64rem}}@media (width>=80rem){.container{max-width:80rem}}@media (width>=96rem){.container{max-width:96rem}}.table{display:table}}:root{--ink:#11130f;--forest:#18362b;--forest-deep:#0d241c;--gold:#c69a4a;--gold-light:#e8ca8b;--paper:#f5f0e6;--ivory:#fffdf8;--muted:#6b6d66;--line:#18362b29}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--ivory);color:var(--ink);text-rendering:optimizelegibility;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}.disclosure-strip{background:var(--ink);color:#ffffffbd;letter-spacing:.08em;text-align:center;text-transform:uppercase;flex-wrap:wrap;justify-content:center;gap:10px;min-height:34px;padding:8px 5vw;font-size:11px;display:flex}.disclosure-strip span:first-child{color:var(--gold-light);font-weight:700}.site-nav{background:var(--forest-deep);color:#fff;border-bottom:1px solid #ffffff1f;justify-content:space-between;align-items:center;gap:24px;min-height:86px;padding:16px clamp(22px,5vw,80px);display:flex}.brand{align-items:center;gap:11px;display:inline-flex}.cobrand-wordmark{align-items:center;gap:14px;display:inline-flex}.cobrand-wordmark strong{letter-spacing:.16em;font-size:14px;display:block}.cobrand-wordmark small{color:#ffffff94;letter-spacing:.08em;margin-top:3px;font-size:9px;display:block}.brand-divider{color:var(--gold-light);font-family:Georgia,serif;font-size:22px;font-weight:400;line-height:1}.cobrand-wordmark .ethos-wordmark{color:var(--gold-light);letter-spacing:.12em;font-family:Georgia,Times New Roman,serif;font-size:18px;font-weight:400}.nav-cta{border-bottom:1px solid var(--gold);padding:8px 0;font-size:13px;font-weight:700}.nav-actions{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:24px;display:flex}.nav-call{border:1px solid var(--gold);min-height:46px;color:var(--gold-light);border-radius:4px;flex-wrap:wrap;justify-content:center;align-items:center;gap:6px;padding:11px 16px;font-size:14px;font-weight:700;line-height:1.4;display:inline-flex}.nav-call span{white-space:nowrap}.nav-call:hover{background:var(--gold-light);color:var(--forest-deep)}.nav-call:focus-visible{outline:2px solid var(--gold-light);outline-offset:4px}@media (width<=1050px){.site-nav{flex-wrap:wrap}.nav-actions{gap:16px}}@media (width<=560px){.nav-actions{justify-content:space-between;width:100%}}.hero{background:var(--forest-deep);color:#fff;grid-template-columns:minmax(0,1.12fr) minmax(330px,.88fr);align-items:center;gap:clamp(36px,6vw,86px);min-height:760px;padding:clamp(64px,8vw,110px) clamp(22px,7vw,110px);display:grid;position:relative;overflow:hidden}.hero-image{object-fit:cover;object-position:center;width:100%;height:100%;position:absolute;inset:0}.hero-shade{background:linear-gradient(90deg,#081812f7 0%,#081812e0 37%,#08181242 66%,#08181214 100%),linear-gradient(#0000 55%,#08181285);position:absolute;inset:0}.hero:after{content:"";border:1px solid #c69a4a40;border-radius:50%;height:580px;position:absolute;inset:auto -8% -36% 45%;transform:rotate(-12deg)}.hero-glow{background:radial-gradient(circle,#c69a4a33,#0000 68%);width:520px;height:520px;position:absolute;top:-220px;left:35%}.hero-copy{z-index:1;max-width:780px;position:relative}.eyebrow,.section-kicker{color:var(--gold-light);letter-spacing:.18em;text-transform:uppercase;margin:0 0 20px;font-size:12px;font-weight:700}h1,h2,blockquote{font-family:Georgia,Times New Roman,serif}h1{letter-spacing:-.045em;max-width:760px;margin:0;font-size:clamp(48px,5.6vw,84px);font-weight:400;line-height:.98}.hero-deck{color:#ffffffbd;max-width:650px;margin:30px 0 0;font-size:clamp(18px,2vw,23px);line-height:1.55}.hero-service-line{color:#fffc;letter-spacing:.08em;text-transform:uppercase;width:min(720px,100%);margin:24px 0 0;font-size:11px;font-weight:800;line-height:1.5}.hero-actions{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:18px;width:min(760px,100%);margin-top:38px;display:grid}.hero-action{gap:10px;min-width:0;display:grid}.hero-action .button{width:100%;font-size:12px}.hero-action>p{color:#ffffff8f;margin:0;font-size:10px;line-height:1.55}.button{letter-spacing:.03em;justify-content:center;align-items:center;min-height:52px;padding:15px 22px;font-size:13px;font-weight:800;display:inline-flex}.button-gold{background:var(--gold);color:#17130c}.button-gold:hover,.button-gold:focus-visible{background:var(--gold-light)}.text-link{color:#fff;border-bottom:1px solid #ffffff61;padding:7px 0;font-size:13px;font-weight:700}.hero-process-link{margin-top:20px}.hero-story-microcopy{color:#ffffff94;letter-spacing:.08em;text-transform:uppercase;width:min(760px,100%);margin:24px 0 8px;font-size:9px;font-weight:700;line-height:1.45}.hero-story-teaser{background:#0818128a;border:1px solid #e8ca8b52;grid-template-columns:minmax(240px,1fr) auto;align-items:center;gap:18px;width:min(760px,100%);margin-top:0;padding:18px 20px;display:grid}.hero-story-teaser h2{color:#fff;margin:0;font-family:Georgia,Times New Roman,serif;font-size:23px;font-weight:400;line-height:1.15}.hero-story-teaser .text-link{white-space:nowrap}.hero-trust{width:min(760px,100%);color:var(--gold-light);background:0 0;border-top:1px solid #e8ca8b80;border-bottom:1px solid #e8ca8b47;grid-template-columns:minmax(0,1.65fr) minmax(220px,1fr);gap:18px;margin-top:28px;padding:17px 0 15px;display:grid}.trust-group{min-width:0}.trust-local-group{border-left:1px solid #e8ca8b47;padding-left:18px}.trust-caption{color:#ffffffa8;letter-spacing:.15em;text-transform:uppercase;margin:0 0 10px;font-size:8px;font-weight:800;line-height:1.3}.trust-media-marks{grid-template-columns:repeat(4,minmax(0,1fr));align-items:center;gap:10px;display:grid}.media-logo{min-height:38px;color:var(--gold-light);text-align:center;text-shadow:0 1px 12px #00000061;justify-content:center;align-items:center;display:flex}.media-logo-bi{letter-spacing:-.035em;text-transform:uppercase;font-size:10px;font-weight:900;line-height:.92}.media-logo-forbes{letter-spacing:-.055em;font-family:Georgia,Times New Roman,serif;font-size:20px;font-weight:700}.media-logo-fortune{letter-spacing:.045em;text-transform:uppercase;font-family:Georgia,Times New Roman,serif;font-size:14px;font-weight:700}.media-logo-yahoo{color:var(--gold-light);flex-direction:column;gap:0;line-height:.88}.media-logo-yahoo strong{letter-spacing:-.055em;font-size:15px;font-weight:900}.media-logo-yahoo small{letter-spacing:.05em;font-size:8px;font-weight:700}.trust-local-marks{grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:center;gap:10px;display:grid}.trust-local-logo{justify-content:center;align-items:center;min-height:38px;display:flex}.trust-local-logo img{object-fit:contain;filter:brightness(0)saturate()invert(87%)sepia(40%)saturate(720%)hue-rotate(344deg)brightness(98%)contrast(88%)drop-shadow(0 2px 8px #0000006b);width:100%;height:auto;display:block}.trust-pennie img{max-height:24px}.trust-chamber img{max-height:54px}.microcopy{color:#ffffff8a;max-width:710px;margin:16px 0 0;font-size:11px;line-height:1.6}.adviser-spotlight{-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#081812e6;border:1px solid #e8ca8b7a;width:min(440px,100%);margin-left:auto;padding:clamp(24px,3vw,34px);box-shadow:0 28px 80px #0000004d}.adviser-profile{grid-template-columns:98px 1fr;align-items:center;gap:20px;display:grid}.adviser-profile img{aspect-ratio:.82;object-fit:cover;object-position:center 22%;border:1px solid #e8ca8b75;width:98px;display:block}.adviser-kicker{color:var(--gold-light);letter-spacing:.14em;text-transform:uppercase;margin:0 0 8px;font-size:9px;font-weight:800;line-height:1.4}.adviser-profile h2{color:#fff;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(23px,2.4vw,31px);font-weight:400;line-height:1.12}.adviser-profile div>p:last-child{color:#ffffff94;margin:9px 0 0;font-size:10px;line-height:1.5}.adviser-spotlight ul{margin:24px 0 0;padding:0;list-style:none}.adviser-spotlight li{color:#ffffffb8;border-top:1px solid #ffffff1f;padding:12px 0 12px 21px;font-size:11px;line-height:1.58;position:relative}.adviser-spotlight li:before{content:"✓";color:var(--gold-light);position:absolute;left:0}.adviser-links{flex-wrap:wrap;gap:14px 20px;margin-top:19px;display:flex}.adviser-links a,.provider-link{color:var(--gold-light);text-underline-offset:4px;font-size:11px;font-weight:800;line-height:1.4;-webkit-text-decoration:underline #e8ca8b61;text-decoration:underline #e8ca8b61}.provider-link{color:#ffffff9e;margin-top:18px;display:inline-block}.process-section{background:var(--paper);padding:clamp(88px,10vw,145px) clamp(22px,8vw,125px);scroll-margin-top:40px}.process-heading{grid-template-columns:minmax(0,1.05fr) minmax(320px,.95fr);align-items:end;gap:clamp(40px,8vw,110px);max-width:1180px;margin:0 auto;display:grid}.process-heading h2,.provider-heading h2{color:var(--forest);letter-spacing:-.04em;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(48px,6vw,82px);font-weight:400;line-height:1.02}.process-heading>p{border-left:2px solid var(--gold);color:var(--muted);margin:0 0 6px;padding-left:26px;font-size:17px;line-height:1.75}.process-section .adviser-spotlight{background:var(--forest-deep);grid-template-columns:minmax(310px,.9fr) minmax(340px,1.15fr) minmax(210px,.55fr);align-items:center;gap:clamp(28px,4vw,58px);width:min(1180px,100%);margin:48px auto 0;display:grid}.process-section .adviser-spotlight ul{margin:0}.process-section .adviser-spotlight li:first-child{border-top:0}.adviser-actions{align-content:center;gap:18px;display:grid}.process-section .adviser-links{margin-top:0;display:grid}.process-section .provider-link{margin-top:0}.process-steps{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);max-width:1180px;margin:64px auto 0;display:grid}.process-steps article{border-left:1px solid var(--line);min-height:215px;padding:30px clamp(22px,3vw,38px)}.process-steps article:last-child{border-right:1px solid var(--line)}.process-steps span,.provider-grid article>span,.path-label{color:#956a27;letter-spacing:.16em;text-transform:uppercase;font-size:10px;font-weight:800;line-height:1.5}.process-steps h3{color:var(--forest);margin:34px 0 12px;font-family:Georgia,Times New Roman,serif;font-size:26px;font-weight:400}.process-steps p{color:var(--muted);margin:0;font-size:13px;line-height:1.7}.coverage-paths{grid-template-columns:1fr 1fr;max-width:1180px;margin:44px auto 0;scroll-margin-top:40px;display:grid}.coverage-path{flex-direction:column;min-height:440px;padding:clamp(34px,5vw,60px);display:flex}.coverage-path-online{background:var(--forest-deep);color:#fff}.coverage-path-adviser{border:1px solid var(--line);background:var(--ivory)}.coverage-path h3{letter-spacing:-.03em;max-width:470px;margin:24px 0 18px;font-family:Georgia,Times New Roman,serif;font-size:clamp(33px,3.8vw,51px);font-weight:400;line-height:1.08}.coverage-path-online h3{color:#fff}.coverage-path-adviser h3{color:var(--forest)}.coverage-path>p:not(.path-label){margin:0 0 28px;font-size:15px;line-height:1.72}.coverage-path-online>p:not(.path-label){color:#ffffffb3}.coverage-path-adviser>p:not(.path-label){color:var(--muted)}.coverage-path .button{width:fit-content;margin-top:auto}.coverage-path small{color:inherit;opacity:.52;margin-top:14px;font-size:10px;line-height:1.55}.process-reassurance{max-width:940px;color:var(--muted);text-align:center;margin:28px auto 0;font-size:11px;line-height:1.7}.process-reassurance strong{color:var(--forest)}.provider-clarity{background:var(--ivory);padding:clamp(82px,9vw,130px) clamp(22px,8vw,125px);scroll-margin-top:40px}.provider-heading{text-align:center;max-width:960px;margin:0 auto 58px}.provider-heading h2{font-size:clamp(43px,5vw,70px)}.provider-grid{border:1px solid var(--line);background:var(--line);grid-template-columns:repeat(4,1fr);gap:2px;max-width:1180px;margin:0 auto;display:grid}.provider-grid article{background:#fff;min-height:310px;padding:clamp(28px,3.2vw,42px)}.provider-grid h3{color:var(--forest);margin:48px 0 16px;font-family:Georgia,Times New Roman,serif;font-size:28px;font-weight:400;line-height:1.15}.provider-grid p{color:var(--muted);margin:0;font-size:13px;line-height:1.72}.age-line{background:var(--paper);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);padding:0 clamp(22px,7vw,110px);display:grid}.age-line article{border-left:1px solid var(--line);min-height:220px;padding:38px clamp(20px,3vw,44px)}.age-line article:last-child{border-right:1px solid var(--line)}.age-line span{color:var(--gold);letter-spacing:.14em;font-size:11px;display:block}.age-line strong{color:var(--forest);margin-top:24px;font-family:Georgia,serif;font-size:28px;font-weight:400;display:block}.age-line p{max-width:300px;color:var(--muted);margin:10px 0 0;font-size:14px;line-height:1.65}.opening-story{padding:clamp(82px,10vw,150px) clamp(22px,10vw,160px)}.section-kicker{color:#9a6e27}.story-grid{grid-template-columns:.8fr 1.2fr;gap:clamp(50px,9vw,140px);display:grid}.story-grid h2{max-width:430px;color:var(--forest);letter-spacing:-.035em;margin:0;font-size:clamp(48px,6vw,86px);font-weight:400;line-height:1.02}.prose{color:#41433e;max-width:680px;font-size:18px;line-height:1.85}.prose p{margin:0 0 28px}.prose .pullquote{border-left:2px solid var(--gold);color:var(--forest);margin:44px 0;padding-left:26px;font-family:Georgia,serif;font-size:clamp(28px,3vw,42px);line-height:1.35}.father-section{background:var(--forest-deep);color:#fff;grid-template-columns:.72fr 1.28fr;gap:clamp(40px,9vw,130px);padding:clamp(80px,10vw,150px) clamp(22px,10vw,160px);display:grid;position:relative;overflow:hidden}.father-number{color:#e8ca8b21;letter-spacing:-.08em;align-self:center;font-family:Georgia,serif;font-size:clamp(180px,26vw,390px);line-height:.7}.father-copy{z-index:1;max-width:720px;position:relative}.father-copy h2,.section-heading h2,.feature-intro h2,.closing-section h2{letter-spacing:-.038em;margin:0;font-size:clamp(42px,5.2vw,74px);font-weight:400;line-height:1.08}.father-copy>p:not(.eyebrow){color:#ffffffb3;font-size:17px;line-height:1.8}.father-copy blockquote{border-left:2px solid var(--gold);color:var(--gold-light);margin:48px 0;padding:28px 0 28px 30px;font-size:clamp(27px,3vw,40px);line-height:1.35}.policy-section{background:var(--paper);padding:clamp(84px,10vw,150px) clamp(22px,8vw,125px)}.section-heading{text-align:center;max-width:1050px;margin:0 auto 62px}.section-heading h2{color:var(--forest)}.section-heading.compact{max-width:860px}.section-heading>p:last-child{color:var(--muted);font-size:18px}.truth-grid{background:#18362b29;border:1px solid #18362b29;grid-template-columns:1fr 1fr;gap:2px;max-width:1160px;margin:0 auto;display:grid}.truth-card{background:var(--ivory);padding:clamp(34px,5vw,64px)}.truth-card.did{background:var(--forest);color:#fff}.truth-label{color:var(--gold);letter-spacing:.16em;text-transform:uppercase;font-size:11px;font-weight:800}.truth-card h3{max-width:420px;margin:24px 0 32px;font-family:Georgia,serif;font-size:34px;font-weight:400;line-height:1.2}.truth-card ul{margin:0;padding:0;list-style:none}.truth-card li{border-top:1px solid #ffffff21;padding:15px 0 15px 27px;font-size:14px;line-height:1.6;position:relative}.truth-card.did li:before{content:"✓";color:var(--gold-light);position:absolute;left:0}.truth-card.did li{color:#ffffffb8}.truth-card.did li:first-child,.truth-card.did li:nth-child(n){border-color:#ffffff21}.truth-card.didnt li{border-color:var(--line);color:var(--muted)}.truth-card.didnt li:before{content:"—";color:var(--gold);position:absolute;left:0}.policy-note{max-width:920px;color:var(--muted);text-align:center;margin:36px auto 0;font-size:12px;line-height:1.7}.policy-download-hook{border-top:1px solid var(--line);max-width:920px;margin:52px auto 0;padding-top:44px}.policy-download-hook>p{max-width:700px;color:var(--muted);margin:20px auto 0;font-size:16px;line-height:1.7}.policy-download-hook .button{min-width:150px;margin-top:28px}.legacy-section{background:var(--forest-deep);color:#fff;isolation:isolate;padding:clamp(90px,11vw,170px) clamp(22px,7vw,110px);position:relative;overflow:hidden}.legacy-section:before{content:"";z-index:-3;background:radial-gradient(circle at 78% 24%,#c69a4a2b,#0000 30%),linear-gradient(135deg,#0b2119 0%,#15382b 54%,#0b2119 100%);position:absolute;inset:0}.legacy-word{z-index:-2;color:#ffffff06;letter-spacing:-.065em;white-space:nowrap;font-family:Georgia,Times New Roman,serif;font-size:clamp(130px,21vw,340px);line-height:.8;position:absolute;top:-2vw;left:50%;transform:translate(-50%)}.legacy-orbit{z-index:-1;pointer-events:none;border:1px solid #e8ca8b2e;border-radius:50%;position:absolute}.legacy-orbit-one{width:min(62vw,860px);height:min(28vw,390px);top:12%;right:-15%;transform:rotate(-18deg)}.legacy-orbit-two{width:min(44vw,610px);height:min(20vw,280px);top:17%;right:-6%;transform:rotate(-18deg)}.legacy-shell{max-width:1220px;margin:0 auto;position:relative}.legacy-intro{grid-template-columns:minmax(0,1.18fr) minmax(320px,.82fr);align-items:end;gap:clamp(44px,8vw,110px);display:grid}.legacy-intro .section-kicker{color:var(--gold-light)}.legacy-intro h2{letter-spacing:-.052em;max-width:800px;margin:0;font-size:clamp(56px,7vw,108px);font-weight:400;line-height:.96}.legacy-perks-action{margin-top:34px}.legacy-perks-action .button{cursor:pointer;border:0}.legacy-perks-action>p{color:#fff9;max-width:500px;margin:12px 0 0;font-size:10px;line-height:1.6}.mailchimp-perks-dialog{width:min(680px,100vw - 32px);max-height:min(90vh,760px);color:var(--ink);background:0 0;border:1px solid #c69a4a8c;padding:0;box-shadow:0 32px 100px #00000080}.mailchimp-perks-dialog::backdrop{-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px);background:#07120ec7}.mailchimp-perks-form{background:var(--ivory);padding:clamp(28px,5vw,52px);position:relative}.mailchimp-perks-form-header{justify-content:space-between;align-items:flex-start;gap:24px;display:flex}.mailchimp-perks-kicker{color:#8b6326;letter-spacing:.16em;text-transform:uppercase;margin:0 0 8px;font-size:10px;font-weight:800}.mailchimp-perks-form h2{color:var(--forest);letter-spacing:-.04em;margin:0;font-size:clamp(38px,6vw,58px);font-weight:400;line-height:1}.mailchimp-perks-close{border:1px solid var(--line);width:42px;height:42px;color:var(--forest);cursor:pointer;background:0 0;flex:none;font:300 30px/1 Arial,sans-serif}.mailchimp-perks-close:hover,.mailchimp-perks-close:focus-visible{border-color:var(--gold);outline:2px solid var(--gold);outline-offset:2px}.mailchimp-perks-description{max-width:540px;color:var(--muted);margin:24px 0 0;font-size:14px;line-height:1.65}.mailchimp-perks-fields{grid-template-columns:1fr 1fr;gap:18px;margin-top:28px;display:grid}.mailchimp-perks-fields label:first-child{grid-column:1/-1}.mailchimp-perks-fields label{color:var(--forest);letter-spacing:.05em;text-transform:uppercase;gap:8px;font-size:11px;font-weight:800;display:grid}.mailchimp-perks-fields input{width:100%;min-height:50px;color:var(--ink);background:#fff;border:1px solid #18362b42;border-radius:0;padding:12px 14px;font:16px Arial,sans-serif}.mailchimp-perks-fields input:focus{border-color:var(--gold);outline-offset:1px;outline:2px solid #c69a4a52}.mailchimp-perks-honeypot{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.mailchimp-perks-agreement{color:var(--muted);grid-template-columns:auto 1fr;align-items:start;gap:10px;margin-top:20px;font-size:11px;line-height:1.55;display:grid}.mailchimp-perks-agreement input{width:17px;height:17px;accent-color:var(--forest);margin:1px 0 0}.mailchimp-perks-submit{cursor:pointer;border:0;width:100%;margin-top:24px}.mailchimp-perks-privacy{color:#777970;text-align:center;margin:13px 0 0;font-size:10px;line-height:1.55}.legacy-lead{border-left:2px solid var(--gold);color:#ffffffc2;max-width:500px;margin:0 0 8px;padding:27px 0 4px 28px;font-family:Georgia,Times New Roman,serif;font-size:clamp(20px,2.1vw,28px);line-height:1.52}.legacy-promises{border-top:1px solid #e8ca8b47;border-bottom:1px solid #e8ca8b47;grid-template-columns:repeat(3,1fr);margin-top:clamp(58px,8vw,94px);display:grid}.legacy-promise{border-left:1px solid #e8ca8b38;flex-direction:column;justify-content:space-between;min-height:150px;padding:30px clamp(18px,3vw,38px);display:flex}.legacy-promise:last-child{border-right:1px solid #e8ca8b38}.legacy-promise span{color:var(--gold);letter-spacing:.17em;font-size:10px;font-weight:800}.legacy-promise strong{color:#fff;max-width:270px;font-family:Georgia,Times New Roman,serif;font-size:clamp(22px,2.2vw,31px);font-weight:400;line-height:1.2}.legacy-estate-card{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff0e;border:1px solid #e8ca8b52;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);align-items:center;gap:clamp(34px,7vw,90px);margin-top:clamp(46px,7vw,76px);padding:clamp(32px,5vw,60px);display:grid;box-shadow:0 28px 80px #00000030}.legacy-card-label{color:var(--gold-light);letter-spacing:.17em;text-transform:uppercase;margin:0 0 18px;font-size:10px;font-weight:800}.legacy-estate-card>div:first-child>p:last-child{color:#ffffffd4;max-width:750px;margin:0;font-size:clamp(19px,2vw,26px);line-height:1.62}.legacy-tools{grid-template-columns:1fr auto 1fr;align-items:center;gap:14px;display:grid}.legacy-tools span{aspect-ratio:1;color:var(--gold-light);border:1px solid #e8ca8b94;border-radius:50%;place-items:center;font-family:Georgia,Times New Roman,serif;font-size:clamp(20px,2.3vw,31px);display:grid}.legacy-tools i{color:#ffffff70;font-family:Georgia,Times New Roman,serif;font-size:26px;font-style:normal}.legacy-action-panel{border-bottom:1px solid #e8ca8b40;grid-template-columns:minmax(0,1fr) minmax(350px,.72fr);align-items:end;gap:clamp(36px,7vw,90px);padding:clamp(42px,6vw,72px) 0;display:grid}.legacy-action-panel h3{letter-spacing:-.035em;max-width:700px;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(34px,4.2vw,58px);font-weight:400;line-height:1.11}.legacy-actions{gap:12px;display:grid}.legacy-actions .button{text-transform:uppercase;width:100%}.legacy-actions .button-outline-light{color:var(--gold-light)}.legacy-disclosure{color:#ffffff7d;max-width:1060px;margin:25px 0 0;font-size:10px;line-height:1.72}.legacy-no-fee{color:#ffffffbf;max-width:820px;margin:18px 0 0;font-size:11px;line-height:1.65}.legacy-no-fee strong{color:var(--gold-light)}.feature-section{background:var(--ivory);grid-template-columns:1fr 1fr;gap:clamp(50px,9vw,140px);padding:clamp(84px,11vw,160px) clamp(22px,9vw,145px);display:grid}.feature-intro h2{color:var(--forest)}.feature-intro>p:last-child{color:var(--muted);margin:30px 0 0;font-size:17px;line-height:1.8}.review-list{padding-top:16px}.review-list>p{color:#9a6e27;letter-spacing:.16em;text-transform:uppercase;margin:0 0 24px;font-size:12px;font-weight:800}.review-list ol{margin:0;padding:0;list-style:none}.review-list li{border-bottom:1px solid var(--line);color:var(--forest);align-items:center;gap:24px;padding:20px 0;font-family:Georgia,serif;font-size:23px;display:flex}.review-list li span{color:var(--gold);letter-spacing:.12em;font-family:Arial,sans-serif;font-size:11px}.transformation-section{color:#fff;text-align:center;background:#151711;padding:clamp(90px,12vw,180px) clamp(22px,9vw,145px)}.transformation-section blockquote{max-width:1100px;color:var(--gold-light);letter-spacing:-.035em;margin:36px auto 72px;font-size:clamp(38px,6vw,78px);line-height:1.12}.change-grid{border-top:1px solid #ffffff29;border-bottom:1px solid #ffffff29;grid-template-columns:repeat(4,1fr);max-width:1120px;margin:0 auto;display:grid}.change-grid p{color:#ffffff9e;border-left:1px solid #ffffff29;margin:0;padding:26px 18px;font-size:13px;line-height:1.55}.change-grid p:last-child{border-right:1px solid #ffffff29}.review-section{padding:clamp(84px,10vw,150px) clamp(22px,7vw,110px)}.review-grid{grid-template-columns:repeat(3,1fr);gap:18px;max-width:1160px;margin:0 auto;display:grid}.review-grid article{border:1px solid var(--line);background:#fff;min-height:300px;padding:36px}.review-grid article>span{color:var(--gold);letter-spacing:.14em;font-size:11px}.review-grid h3{color:var(--forest);margin:58px 0 18px;font-family:Georgia,serif;font-size:30px;font-weight:400}.review-grid p{color:var(--muted);font-size:14px;line-height:1.7}.center-cta{text-align:center;margin-top:46px}.center-cta-actions{flex-wrap:wrap;justify-content:center;align-items:stretch;gap:14px;display:flex}.button-forest{background:var(--forest);color:#fff}.button-forest:hover,.button-forest:focus-visible{background:#245341}.center-cta p{color:var(--muted);font-size:11px}.faq-section{background:var(--ivory);padding:clamp(84px,10vw,150px) clamp(22px,10vw,160px)}.faq-list{border-top:1px solid var(--line);max-width:980px;margin:0 auto}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;color:var(--forest);padding:28px 52px 28px 0;font-family:Georgia,serif;font-size:clamp(21px,2.2vw,28px);list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--gold);font-family:Arial,sans-serif;font-size:25px;font-weight:300;position:absolute;top:25px;right:8px}.faq-list details[open] summary:after{content:"−"}.faq-list details p{max-width:820px;color:var(--muted);margin:-6px 0 28px;font-size:15px;line-height:1.75}.closing-section{background:var(--forest-deep);color:#fff;grid-template-columns:1.35fr .65fr;align-items:end;gap:60px;padding:clamp(80px,10vw,145px) clamp(22px,9vw,145px);display:grid}.closing-section h2{max-width:900px}.closing-cta-actions{gap:12px;display:grid}.closing-cta-actions .button{width:100%}.button-outline-light{color:var(--gold-light);background:0 0;border:1px solid #e8ca8bb3}.button-outline-light:hover,.button-outline-light:focus-visible{border-color:var(--gold-light);background:#e8ca8b1a}.closing-action p{color:#ffffff85;font-size:12px;line-height:1.6}.awareness-share-section{color:var(--ink);text-align:center;background:linear-gradient(145deg,#f5f0e6 0%,#fffdf8 48%,#eadfc9 100%);padding:clamp(88px,11vw,165px) clamp(22px,8vw,125px)}.awareness-intro{max-width:1000px;margin:0 auto}.awareness-intro h2{color:var(--forest);letter-spacing:-.04em;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(46px,6vw,82px);font-weight:400;line-height:1.03}.awareness-lead{max-width:780px;color:var(--muted);margin:30px auto 0;font-size:clamp(17px,1.8vw,21px);line-height:1.72}.awareness-stats{text-align:left;background:#18362b29;border:1px solid #18362b29;grid-template-columns:repeat(4,1fr);gap:2px;max-width:1220px;margin:64px auto 0;display:grid}.awareness-stats a{background:#fffdf8f0;flex-direction:column;min-height:310px;padding:clamp(28px,3vw,42px);transition:background .2s,transform .2s;display:flex}.awareness-stats a:hover,.awareness-stats a:focus-visible{outline:2px solid var(--gold);outline-offset:-2px;background:#fff;transform:translateY(-4px)}.stat-source{color:#8a6429;letter-spacing:.14em;text-transform:uppercase;min-height:30px;font-size:10px;font-weight:800;line-height:1.5}.awareness-stats strong{color:var(--forest);letter-spacing:-.04em;margin-top:34px;font-family:Georgia,Times New Roman,serif;font-size:clamp(43px,4.3vw,66px);font-weight:400;line-height:1}.awareness-stats p{color:#4e504a;margin:15px 0 24px;font-size:14px;line-height:1.55}.awareness-stats small{color:#87642e;margin-top:auto;font-size:10px;font-weight:700;line-height:1.5}.awareness-quote{max-width:1040px;color:var(--forest);letter-spacing:-.03em;margin:78px auto 0;font-size:clamp(31px,4.2vw,56px);font-weight:400;line-height:1.23}.share-invitation{color:#9a6e27;letter-spacing:.16em;text-transform:uppercase;margin:28px auto 0;font-size:12px;font-weight:800}.social-share{max-width:940px;margin:44px auto 0}.social-buttons{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;display:grid}.social-button{background:var(--ivory);min-height:104px;color:var(--forest);font:inherit;cursor:pointer;border:1px solid #18362b2e;border-radius:0;flex-direction:column;justify-content:center;align-items:center;gap:10px;padding:18px 10px;transition:color .2s,background .2s,transform .2s;display:flex}.social-button:hover,.social-button:focus-visible{color:#fff;background:var(--forest);outline:2px solid var(--gold);outline-offset:2px;transform:translateY(-3px)}.social-icon{border:1px solid;border-radius:50%;place-items:center;width:36px;height:36px;font-family:Arial,Helvetica,sans-serif;font-size:20px;font-weight:800;line-height:1;display:grid}.social-icon svg{fill:currentColor;width:20px;height:20px;display:block}.social-icon-in{letter-spacing:-.04em;text-transform:lowercase;font-size:14px}.social-button>span:last-child{letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:800}.share-helper{max-width:720px;color:var(--muted);margin:18px auto 0;font-size:11px;line-height:1.65}.share-status{color:#87642e;min-height:18px;margin:8px 0 0;font-size:11px;font-weight:700}.share-price-cta{margin-top:26px}.share-price-cta p{color:var(--muted);margin:12px 0 0;font-size:10px}.awareness-source-note{border-top:1px solid var(--line);max-width:980px;color:var(--muted);margin:54px auto 0;padding-top:28px;font-size:10px;line-height:1.7}.full-footer{background:var(--ink);color:#ffffff8f;padding:58px clamp(22px,7vw,110px) 28px}.footer-brand{color:#fff;align-items:center;gap:11px;margin-bottom:42px;display:flex}.footer-brand .cobrand-wordmark small{color:#ffffff80}.footer-information{grid-template-columns:minmax(280px,.8fr) minmax(0,1.2fr);gap:clamp(36px,7vw,96px);max-width:1180px;margin-bottom:42px;display:grid}.footer-heading{color:var(--gold-light);letter-spacing:.15em;text-transform:uppercase;margin:0 0 20px;font-size:10px;font-weight:800}.footer-affiliations{align-content:start;gap:10px;display:grid}.footer-affiliations .footer-heading{margin-bottom:10px}.footer-affiliations a{color:#fff;border-bottom:1px solid #ffffff1f;gap:5px;padding:14px 0;display:grid}.footer-affiliations a:hover,.footer-affiliations a:focus-visible{color:var(--gold-light);outline:none}.footer-affiliations a span{font-family:Georgia,Times New Roman,serif;font-size:17px;line-height:1.35}.footer-affiliations a small{color:#ffffff7a;font-size:10px;line-height:1.5}.footer-locations address{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;font-style:normal;display:grid}.footer-locations address span{color:#ffffffad;font-size:11px;line-height:1.65}.footer-locations address strong{color:#fff;letter-spacing:.06em;text-transform:uppercase;margin-bottom:5px;font-size:10px;display:block}.footer-compliance-grid{border-top:1px solid #ffffff1f;border-bottom:1px solid #ffffff1f;grid-template-columns:1fr 1fr;gap:clamp(34px,7vw,90px);max-width:1180px;margin-bottom:38px;padding:28px 0;display:grid}.footer-contact-links,.footer-resource-links{gap:10px;display:grid}.footer-contact-links a,.footer-resource-links a,.footer-disclosure a{color:var(--gold-light);text-underline-offset:3px;-webkit-text-decoration:underline #e8ca8b66;text-decoration:underline #e8ca8b66}.footer-contact-links a:hover,.footer-contact-links a:focus-visible,.footer-resource-links a:hover,.footer-resource-links a:focus-visible,.footer-disclosure a:hover,.footer-disclosure a:focus-visible{color:#fff;outline:none;text-decoration-color:#fff}.footer-license-copy{color:#fff;margin:0 0 16px;font-size:12px;line-height:1.65}.footer-page-privacy{background:#ffffff09;border:1px solid #e8ca8b3d;max-width:1180px;margin:0 0 36px;padding:24px;scroll-margin-top:90px}.footer-page-privacy p:not(.footer-heading){color:#ffffffa6;max-width:1000px;margin:9px 0 0;font-size:10px;line-height:1.7}.footer-disclosure{max-width:1180px;font-size:10px;line-height:1.65}.footer-disclosure strong{color:#ffffffd1}.footer-bottom{border-top:1px solid #ffffff1f;justify-content:space-between;gap:24px;margin-top:34px;padding-top:22px;font-size:11px;display:flex}.footer-bottom a{color:var(--gold-light)}.privacy-page{background:var(--ivory);min-height:100vh}.privacy-nav{background:var(--forest-deep);color:#fff;justify-content:space-between;align-items:center;gap:24px;min-height:86px;padding:16px clamp(22px,5vw,80px);display:flex}.privacy-nav .cobrand-wordmark small{color:#ffffff94}.privacy-back-link{border-bottom:1px solid var(--gold);color:var(--gold-light);padding:8px 0;font-size:13px;font-weight:700}.privacy-hero{background:radial-gradient(circle at 84% 12%, #c69a4a33, transparent 28%), var(--forest-deep);color:#fff;padding:clamp(72px,9vw,128px) clamp(22px,10vw,160px)}.privacy-hero h1{max-width:900px}.privacy-hero>p:not(.eyebrow){color:#ffffffb8;max-width:840px;margin:30px 0 0;font-size:clamp(18px,2vw,22px);line-height:1.65}.privacy-effective{color:var(--gold-light);letter-spacing:.08em;text-transform:uppercase;flex-wrap:wrap;gap:20px;margin-top:36px;font-size:11px;font-weight:700;display:flex}.privacy-layout{grid-template-columns:minmax(250px,.36fr) minmax(0,1fr);align-items:start;gap:clamp(44px,8vw,120px);max-width:1320px;margin:0 auto;padding:clamp(62px,9vw,120px) clamp(22px,7vw,90px);display:grid}.privacy-summary{border:1px solid var(--line);background:var(--paper);padding:30px;position:sticky;top:28px}.privacy-summary .section-kicker{margin-bottom:18px}.privacy-summary ul{color:#4f514b;margin:0 0 24px;padding-left:18px;font-size:13px;line-height:1.65}.privacy-summary li+li{margin-top:10px}.privacy-summary>a{color:#7d5a24;text-underline-offset:3px;overflow-wrap:anywhere;margin-top:8px;font-size:12px;font-weight:700;text-decoration:underline;display:block}.privacy-content{max-width:820px}.privacy-content section{border-bottom:1px solid var(--line);padding:0 0 44px}.privacy-content section+section{padding-top:44px}.privacy-content h2{color:var(--forest);margin:0 0 20px;font-size:clamp(28px,3vw,39px);font-weight:400;line-height:1.2}.privacy-content p,.privacy-content li{color:#4f514b;font-size:15px;line-height:1.78}.privacy-content p{margin:0}.privacy-content p+p{margin-top:17px}.privacy-content ul{margin:18px 0 0;padding-left:22px}.privacy-content li+li{margin-top:10px}.privacy-content strong{color:var(--forest)}.privacy-content a{color:#7d5a24;text-underline-offset:3px;font-weight:700;text-decoration:underline}.privacy-callout{border-left:3px solid var(--gold);background:var(--paper);margin-top:28px;padding:24px}.privacy-callout p{margin-top:8px;font-size:13px}.privacy-contact-grid{grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;display:grid}.privacy-contact-grid address{border:1px solid var(--line);color:#595b55;padding:20px;font-size:12px;font-style:normal;line-height:1.65}.privacy-contact-grid strong{color:var(--forest);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:10px;display:block}.privacy-footer{background:var(--ink);color:#ffffff94;justify-content:space-between;gap:24px;padding:26px clamp(22px,7vw,110px);font-size:11px;display:flex}.privacy-footer a{color:var(--gold-light)}.cookie-consent{z-index:1000;color:#fff;background:#0d241cfa;border:1px solid #e8ca8b6b;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:30px;max-width:1180px;margin-left:auto;padding:24px;display:grid;position:fixed;bottom:clamp(14px,2.5vw,34px);left:clamp(14px,2.5vw,34px);right:clamp(14px,2.5vw,34px);box-shadow:0 22px 70px #00000057}.cookie-consent-copy{max-width:730px}.cookie-consent-kicker{color:var(--gold-light);letter-spacing:.15em;text-transform:uppercase;margin:0 0 7px;font-size:10px;font-weight:800}.cookie-consent h2{color:#fff;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(23px,2.5vw,31px);font-weight:400;line-height:1.15}.cookie-consent-copy>p:not(.cookie-consent-kicker,.cookie-gpc){color:#ffffffb8;margin:10px 0 0;font-size:13px;line-height:1.62}.cookie-policy-links a{color:var(--gold-light);text-underline-offset:3px;text-decoration:underline}.cookie-gpc{color:var(--gold-light);margin:9px 0 0;font-size:12px;line-height:1.5}.cookie-consent-actions{align-items:stretch;gap:10px;display:flex}.cookie-button,.cookie-preferences-button{font:inherit;cursor:pointer;border:0}.cookie-button{letter-spacing:.02em;min-height:48px;padding:12px 18px;font-size:12px;font-weight:800}.cookie-button-essential{color:#fff;background:0 0;border:1px solid #ffffff6b}.cookie-button-accept{border:1px solid var(--gold);background:var(--gold);color:#17130c}.cookie-button:hover,.cookie-button:focus-visible,.cookie-preferences-button:hover,.cookie-preferences-button:focus-visible{outline:2px solid var(--gold-light);outline-offset:3px}.cookie-button-essential:hover{background:#ffffff14}.cookie-button-accept:hover{background:var(--gold-light)}.cookie-preferences-button{z-index:999;color:#ffffffd1;letter-spacing:.05em;background:#11130ff0;border:1px solid #ffffff3d;min-height:38px;padding:9px 13px;font-size:10px;font-weight:700;position:fixed;bottom:18px;left:18px;box-shadow:0 8px 24px #00000038}@media (width<=850px){.hero{grid-template-columns:1fr;min-height:820px;padding-top:70px}.hero-image{object-position:65% center}.hero-shade{background:linear-gradient(#081812eb 0%,#081812c2 55%,#081812db 100%)}.adviser-spotlight{width:100%;margin-left:0}.process-section .adviser-spotlight{grid-template-columns:1fr;gap:24px}.process-heading{grid-template-columns:1fr}.process-heading>p{max-width:700px}.process-steps{grid-template-columns:1fr}.process-steps article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:auto}.coverage-paths{grid-template-columns:1fr}.provider-grid{grid-template-columns:1fr 1fr}.age-line{grid-template-columns:1fr}.age-line article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:auto}.story-grid,.father-section,.feature-section,.closing-section{grid-template-columns:1fr}.father-number{opacity:.55;position:absolute;top:100px;right:-20px}.truth-grid,.legacy-intro,.legacy-estate-card,.legacy-action-panel{grid-template-columns:1fr}.legacy-lead{max-width:700px}.legacy-tools{width:min(330px,100%)}.review-grid{grid-template-columns:1fr}.awareness-stats{grid-template-columns:1fr 1fr}.social-buttons{grid-template-columns:repeat(3,1fr)}.change-grid{grid-template-columns:1fr 1fr}.change-grid p{border-bottom:1px solid #ffffff29}.footer-information,.footer-compliance-grid{grid-template-columns:1fr}.footer-locations address{grid-template-columns:1fr 1fr}.privacy-layout{grid-template-columns:1fr}.privacy-summary{position:static}.privacy-contact-grid{grid-template-columns:1fr 1fr}}@media (width<=560px){.disclosure-strip span:nth-child(2){display:none}.site-nav{min-height:76px}.cobrand-wordmark{gap:8px}.cobrand-wordmark strong{letter-spacing:.11em;font-size:11px}.cobrand-wordmark small{font-size:7px}.brand-divider{font-size:17px}.cobrand-wordmark .ethos-wordmark{letter-spacing:.08em;font-size:14px}.nav-cta{font-size:0}.nav-cta:before{content:"Start estimate";font-size:12px}.hero{min-height:auto;padding:30px 22px 64px}.hero-copy>.eyebrow{letter-spacing:.12em;margin-bottom:13px;font-size:9px;line-height:1.45}h1{letter-spacing:-.04em;max-width:350px;font-size:clamp(38px,10.4vw,42px);line-height:1.01}.hero-deck{margin-top:18px;font-size:16px;line-height:1.45}.hero-service-line{letter-spacing:.015em;white-space:nowrap;text-transform:none;margin-top:18px;font-size:9px;line-height:1.4}.hero-actions{grid-template-columns:1fr;gap:16px;margin-top:22px}.hero-action .button{min-height:50px;padding:13px 16px}.hero-action>p{font-size:9.5px;line-height:1.45}.hero-process-link{margin-top:17px}.hero-story-microcopy{margin:18px 0 7px;font-size:8.5px}.hero-story-teaser{grid-template-columns:1fr;gap:9px;margin-top:0;padding:16px}.hero-story-teaser h2{font-size:24px}.hero-story-teaser .text-link{white-space:normal;width:fit-content}.adviser-profile{grid-template-columns:82px 1fr}.adviser-profile img{width:82px}.provider-grid{grid-template-columns:1fr}.hero-trust{grid-template-columns:1fr;gap:14px;padding:16px 0}.trust-local-group{border-top:1px solid #e8ca8b3d;border-left:0;padding:14px 0 0}.trust-media-marks{grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 12px}.media-logo{min-height:30px}.trust-pennie img{max-height:20px}.trust-chamber img{max-height:58px}.center-cta-actions .button{width:100%}.legacy-promises{grid-template-columns:1fr}.legacy-promise{border-bottom:1px solid #e8ca8b38;border-right:1px solid #e8ca8b38;min-height:116px}.legacy-promise:last-child{border-bottom:0}.legacy-tools{width:100%;max-width:300px}.legacy-action-panel{padding-bottom:42px}.mailchimp-perks-dialog{width:calc(100vw - 20px)}.mailchimp-perks-form{padding:24px 18px}.mailchimp-perks-fields{grid-template-columns:1fr}.mailchimp-perks-fields label:first-child{grid-column:auto}.hero-visual blockquote{font-size:20px}.awareness-stats{grid-template-columns:1fr}.awareness-stats a{min-height:260px}.social-buttons{grid-template-columns:1fr 1fr}.social-button:last-child{grid-column:1/-1}.change-grid{grid-template-columns:1fr}.change-grid p{border-right:1px solid #ffffff29}.footer-locations address{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.privacy-nav{min-height:76px}.privacy-back-link{text-align:right;max-width:110px}.privacy-contact-grid{grid-template-columns:1fr}.privacy-footer{flex-direction:column}.cookie-consent{grid-template-columns:1fr;gap:12px;width:min(330px,100vw - 20px);max-height:min(72vh,520px);padding:14px;bottom:10px;left:auto;right:10px;overflow-y:auto}.cookie-consent h2{font-size:20px}.cookie-consent-copy>p:not(.cookie-consent-kicker,.cookie-gpc){margin-top:7px;font-size:11px;line-height:1.45}.cookie-policy-links{font-size:10px!important}.cookie-consent-actions{grid-template-columns:1fr 1fr;gap:8px;display:grid}.cookie-button{width:100%}.cookie-preferences-button{bottom:12px;left:auto;right:12px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.legacy-perks-action p{font-size:14px;line-height:1.6}.perks-form-panel{background:var(--ivory);color:var(--forest);border:1px solid #e8ca8b73;border-radius:8px;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,64px);margin:40px 0;padding:clamp(24px,4vw,48px);scroll-margin-top:30px;display:grid}.perks-form-panel h3{margin:14px 0;font-family:Georgia,serif;font-size:clamp(28px,3vw,38px);line-height:1.16}.perks-form-panel p{line-height:1.6}.perks-form-panel .section-kicker{color:var(--forest)}.perks-form-panel label{margin:0 0 8px;font-size:15px;font-weight:700;display:block}.perks-form-panel label span{font-weight:400}.perks-form-panel input{width:100%;min-height:48px;color:var(--ink);background:#fff;border:1px solid #7e8b82;border-radius:3px;margin-bottom:18px;padding:10px 12px;font-size:16px}.perks-form-panel input:focus-visible,.perks-form-panel button:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.perks-form-panel .perks-fine-print{color:#4b5b50;font-size:14px}.perks-fine-print a{text-decoration:underline}.perks-form-panel .button{white-space:normal;min-height:48px}.perks-form-panel button:disabled{opacity:.65;cursor:wait}.perks-form-panel .perks-error{color:#9b2020;font-size:15px}.perks-honeypot{position:absolute;left:-5000px}.perks-success h4{margin:0 0 14px;font-family:Georgia,serif;font-size:30px}@media (width<=700px){.perks-form-panel{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.calculator-benefits{margin:24px 0;padding-left:1.25rem;font-size:16px;line-height:1.65}.calculator-benefits li+li{margin-top:18px}.perks-form-panel form,.perks-success{align-self:start}.perks-success .button{margin-top:16px;display:flex}.perks-form-column{align-self:start;min-width:0}.perks-family-image{border-radius:6px;width:100%;height:auto;margin-top:28px;display:block}
